Finances & funding
Personal funds, income and expenditure consistency
Your financial documents should explain ordinary resources and commitments, not just the closing balance.
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Make the source understandable
Explain whether funds are salary, business income, savings, pensions or another genuine source. Figures on the form should be consistent with the documents, allowing for the period covered and any currency conversion.
Account for regular commitments
A trip budget should take account of your normal expenditure and responsibilities. Money in an account may not all be available for travel if it is needed for rent, dependants or business costs.
Where income varies
Self-employment and seasonal income can be explained through records appropriate to your circumstances. Distinguish business turnover from personal income and explain relevant variations instead of inventing a regular salary.
Common mistakes
- Reporting business turnover as personal disposable income.
- Using figures that disagree across the form, bank records and employer letter.
Evidence to consider
These are examples to consider where relevant, not a mandatory checklist or a guarantee that requirements are met.
- Income records appropriate to employment, business or pension circumstances.
- An explanation of regular outgoings, currencies and variable receipts.
Official rules and guidance
Rules and guidance can change. Check the current official sources before relying on this information.
This is general legal information, not advice or an assessment of your eligibility. Your individual circumstances and the rules in force when you apply require consideration by a solicitor. No outcome is guaranteed.
Related guidance
Advice on your own circumstances
Discuss your proposed visit or refusal with an immigration solicitor. Scope and fees are agreed in writing before substantive work begins.